You probably don’t have to be told about the need for a will. But have you taken the time for understanding the contents of a will?  Do you know what provisions should be included and what’s best to leave out? The answers to those questions depend on your situation and may depend on state law. Understanding the contents of a will: basic provisions Typically, a will begins with an introductory clause, identifying yourself along with where you reside (city, state, county, etc.). It should also state that this is your official will and replaces any previous wills. After the introductory clause, a will generally explains how your debts and funeral expenses are to be paid. The provisions for repaying debt generally reflect applicable state laws. Don’t include specific...